Zakat Calculator

About Zakat Calculator

Zakat is one of the five pillars of Islam, an annual obligation requiring every eligible Muslim to give 2.5 percent of their qualifying wealth to those in need. This free Zakat calculator for 2026 helps you determine exactly how much Zakat you owe by computing 2.5% of your net Zakatable assets in Pakistani Rupees or any currency. Before Zakat becomes obligatory, your total qualifying assets must meet or exceed the Nisab threshold, which is defined as the value of 7.5 tola (87.48 grams) of gold or 52.5 tola (612.36 grams) of silver, whichever is lower. Most scholars recommend using the silver Nisab to ensure more people fulfill this duty. Zakatable assets include cash in hand and in bank accounts, gold and silver jewelry (by weight, whether worn or stored), stocks and investment portfolios, business inventory and trade goods, rental income, and money lent to others that you expect to recover. Assets that are exempt from Zakat include your primary residence, personal vehicle, clothing, household furniture, and tools used for your profession. To calculate Zakat on gold in Pakistan, multiply the weight in tolas by the current per-tola gold price, then take 2.5% of the total value. For example, if you own 10 tola of gold valued at PKR 280,000 per tola, your gold is worth PKR 2,800,000, and Zakat due is PKR 70,000. Liabilities such as outstanding debts, unpaid bills, and due loan installments are subtracted from your total assets before calculating Zakat. While many Muslims prefer to pay Zakat during Ramadan for increased spiritual reward, it can be paid at any point in the Islamic lunar year as long as a full year has passed since your wealth first reached the Nisab. Accurate Zakat calculation ensures you fulfill this sacred obligation correctly and that your contribution reaches those who need it most.